Deborah Kettler | Insurance, Retirement, Employee & Estate Strategies

I offer total financial needs analysis through a network of experienced professionals with expertise in:

Retirement analysis and programs - A variety of retirement-planning products exist to provide the benefits that support your employees' commitment to your business.

Estate strategies - The first step of estate planning is to help you plan for — and realize — your lifetime goals. It addresses your legal and financial concerns, taking into account your goals and tax considerations. 

Employee benefit and retention services - In today's highly-competitive marketplace, it is becoming increasingly difficult to attract and retain top talent. Salary is no longer the sole compensation driver.  As a business owner, you can offer insurance and retirement benefits that can make a difference for both your executives and your business.

Business continuation strategies - Succession planning affects everyone who has an interest in the business—business partners, family members, and key employees. It is critical that you have meaningful discussions about often overlooked issues, such as who the ideal successor should be, what is the value of the business, and what is the timetable for transition. 

Trust services - A trust is a fiduciary arrangement through which the trustee manages assets for the benefit of third parties. A trust is commonly used to transfer wealth to heirs or to favored charitable organizations. Insurance products, such as life insurance policies, annuity contracts and disability policies, may be used to fund trusts in appropriate circumstances.

Interested or have questions, let's get together over coffee and talk.