Deborah Kettler | Insurance, Retirement, Employee & Estate Strategies

I offer total financial needs analysis through a network of experienced professionals with expertise in:

Retirement analysis and programs - A variety of retirement-planning products exist to provide the benefits that support your employees' commitment to your business.

Estate strategies - The first step of estate planning is to help you plan for — and realize — your lifetime goals. It addresses your legal and financial concerns, taking into account your goals and tax considerations. 

Employee benefit and retention services -  As a business owner, you can offer insurance and retirement benefits that can make a difference for both your executives and your business.  Supplemental Insurance can be offered through Colonial Life & Voluntary Benefits.

Business continuation strategies - Succession planning affects everyone who has an interest in the business—business partners, family members, and key employees. It is critical that you have meaningful discussions about often overlooked issues. 

Trust services - A trust is a fiduciary arrangement through which the trustee manages assets for the benefit of third parties. A trust is commonly used to transfer wealth to heirs or to favored charitable organizations. Insurance products, such as life insurance policies, annuity contracts and disability policies, may be used to fund trusts in appropriate circumstances.

Long Term Care Insurance - Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living 

Interested or have questions, let's get together over coffee and talk.