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Dr. James Hamer Claimed

Credit counseling service in Lancaster County, Pennsylvania

/52 Reviews

While located in Lancaster, PA, James Hamer services York, Lebanon, Harrisburg, Central PA and truly all of the United States. The Debt Shredder tool to get out of debt has no territorial limits. Here is a tool to manage money, become debt free and get on the path to create wealth. There is no requirement to do a loan consolidation, refinancing, extra mortgage payments, bankruptcy or lose your credit rating with debt relief programs. Using the Debt Shredder works with little or no change to your current lifestyle.

As the saying goes, it is easy to get into debt but hard to get out of debt. Debt is no stranger to all of us: ministers in debt, Christians in debt, student loan debt, credit card debt, personal loans, auto loans, mortgages. It just weighs us down and limits our ability to live free!

HOW CAN I HELP YOU?
It involves a simple process of doing a Free Debt Analysis. I simply gather your numbers: net household income, debt payments (including mortgage, expenses, checking balance, savings balance. As long as there is some discretionary money left over, this program will work! Call me James Hamer 717-940-0308

2 Reviews for Dr. James Hamer

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Andrew 1 Reviews
Unbelievable Program
5.0

My wife and I purchased the Debt Shredder program from Dr. Hamer. We did the free debt consultation and discovered our debts were a little over $150,000 and that the debt shredder program would eliminate our debts in under 4 years. That is unbelievable. Over the past few months we have been using the program to help us track our money and guide us where we should put our money. It literally tells us what to do…what to pay, how much to pay, when we should pay it. No more guessing or trying to figure it out on our own. This mathematical program does all the work for you! It is exciting to constantly see it working as our debt goes down. There is nothing else out there that can do this and get the results like this.

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Janelle Pabon 1 Reviews
You can't go wrong with this!
5.0

My husband and I started using the Debt Shredder program that Dr. Hamer introduced us to. It has been life changing as far as getting out of debt is concerned. The program is a literal GPS for your finances! It tells you what debt to pay, how much, and when to do it. There is no guessing, and it lays everything out in an easy-to-follow format. We have already paid off two car loans and a student loan. The program has us set to pay off all of our debt, including the mortgage that has 22 years left, in less than 6 years. It’s truly the best system out there. We are so thankful for the peace of mind it offers, and the hope it has given us.

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